Products – Home Improvement
Move-in condition throughout, excellent area of homes. Open concept with cathedral ceiling and skylights, central a/c, security, central vac, inground sprinklers, first floor laundry. Two and a half baths beautifully updated, ceramic tile.
New roof, recent furnance. Lower level could be perfect in-law apartment. Exceptional landscaping with stone walls, granite patio, perennial gardens, mahogany deck.
Very private back yard with shed.
72 Cleveland St, Gardner, MA
231-233 Pleasant St, Gardner, MA
188 Leo Dr, Gardner, MA
29 West End Ave, Gardner, MA
2 Chapel St, Gardner, MA
An interest-only loan is an adjustable-rate loan with an initial fixed period when only interest is due. They are typically available in 5-, 7- or 10-year terms.
Economists blame interest-only loans for the foreclosure crisis citing they were issued too freely.
Today, interest-only loans are more difficult to obtain. Borrowers were using interest-only loans to qualify for a more expensive home and when the interest-only term ended the payment went up leaving many homeowners unable to afford the mortgage payment.
Interest-only loans are now being used by wealthy borrowers as a financial tool to help them manage irregular cash flow, reap a tax benefit, or free up cash for investment elsewhere.
Lenders that offer interest-only loans have strict qualifying standards. They generally require 30 percent equity in a property, and a minimum FICO score of 720.
Lenders also look at the ability to pay back the loan is based on the fully amortized payment, not the interest-only payment.
This recently updated 2 bedroom condo in Quaker Village features granite countertops and ceramic tile floors. There is hardwood throughout main living area. Updated baseboards and baseboard heat.
This is a rear facing corner unit so there is plenty of privacy facing a serene tree lined backyard. Freshly painted ceilings brighten up the space. New microwave, refrigerator and dishwasher.
This unit is easy to show and is move in ready.
Why rent when you can own for less money!
Make your appointment now!!