Category: Wymondham

Card Protection Insurance Reclaim – Send back your forms NOW … 0

Card Protection Insurance Reclaim – Send back your forms NOW …

If you have received a letter from AI Scheme you need to fill out a claim form and send it back by 18 March. You can find out more about the Scheme here 1 Please note that the last date a request can be made to issue a new claim form is 16 March 2016. Any requests made after this date would not reach a customer until after the bar date, so would not be able to be returned on time.

AI Scheme Limited wrote to nearly 2 million card security product holders with the following products in August and September 2015: Card Protection Sentinel Sentinel Gold Sentinel Protection Sentinel Excel Safe and Secure Plus If you received a letter and compensation claim form, consider whether you may have been affected by any potential selling issues and whether you wish to claim compensation. You must complete and return the original compensation claim form. It must be received by the AI Scheme Administrators by no later than 18 March 2016.

The formal letters should come from AI Scheme. Be aware of letters from any claims management firms who offer to put your claim in for you for a fee . they can t obtain the refund any quicker than the formal route so only pay attention to letters from AI Scheme.

You can see a list of the banks and credit card issuers that have agreed to this compensation scheme below. Banks and credit card issuers in the scheme AIB Group (UK) Plc trading as First Trust Bank in Northern Ireland and Allied Irish Bank (GB) in Great Britain Barclays Bank Plc Capital One (Europe) Plc Clydesdale Bank PLC HSBC Bank plc Lloyds Bank Plc Northern Bank Limited trading as Danske Bank Santander UK plc Tesco Personal Finance plc The Co-operative Bank Plc The Royal Bank of Scotland plc You can find out more about the Scheme here 2 If you can t find your original claim form, which was sent last year, you ll need to call 0800 678 1930 to get a new form. Use the envelope provided to return your completed original claim form well before the 18 March 2016 bar date.

Or send the form to; AI Scheme Services, PO Box 260, Wymondham, NR18 8DU.

Related References ^ You can find out more about the Scheme here ( ^ You can find out more about the Scheme here (

Flock dispersal was a difficult decision for farming family 0

Flock dispersal was a difficult decision for farming family

05:51 05 March 2016 Norfolk farmer David Cross with his Norfolk Horn Sheep. Photograph Simon Parker Archant After her husband took the difficult financial decision of selling his sheep flock, KATHRYN CROSS explains how today s sale at Newark market will affect her farming family in Wymondham. This April is going to very different for the Cross family.

No worries about the weather, no midnight trips out to the barn, no heatlamp in the utility room, no endless mixing of powdered milk. That s because for the first time in more than a decade there will be no lambing. A couple of months ago my husband David, pictured , took the difficult decision to sell his sheep.

He had grown his flock to about 600 in total and took great pride in them, carefully selecting quality rams to put to his ewes to produce some of the best commercial lambs available. Over the past few years he has regularly topped the markets across East Anglia for price and quality, has won the championship at Norwich market s Christmas show and is highly respected among his peers. But sadly the reality is, despite all his efforts and hours of work, the financial reward has become non-existent.

To break even, he estimates every lamb he sells needs to make 65, just to cover costs and that puts no value on his time. So while some markets have gone well and he has achieved a fair price of between 80 and 90, too many times he has returned home totally despondent. It is just too unpredictable and disheartening when you see all your hard work come to nothing.

The biggest hit to his profit margin has been grass rents. We don t have a big enough farm to keep all the sheep at home, so David has had to rely on renting land. So with a heavy heart, his flock will go under the hammer at Newark market today.

They are all in lamb ironically he had his best scan ever, achieving an average of almost two lambs per ewe. That we put down to the mild winter and plenty of grass which has just kept on growing. But then we have to think that others will have had good scans as well and perhaps the markets will be flooded next year and prices could fall even further.

With forecasters predicting we may have snow for Easter it could be one of our best decisions ever. The farm won t be completely bereft of sheep, with the boys pets staying and a couple of ewes who are scanned for quads. So what we do have left can come inside in the warm, whereas we would have normally lambed outside.

From the phone calls we have had inquiring about the sale there seems to be plenty of interest.

And now people are realising David may have a bit of time on his hands there have been plenty of offers of contract work for him.

I just hope he gets the price he deserves for the sheep, and that this time next year we will look back with no regrets.

Loads4Less, Progress Recruitment and Netmatters 0

Loads4Less, Progress Recruitment and Netmatters

Loads4Less, Progress Recruitment and Netmatters – the entrepreneurial businesses first to receive growth Future50 grants for growth 10:00 03 March 2016 Progress Recruitment. Director Laura Rycroft with her team. Picture: ANTONY KELLY Archant Norfolk 2016 Future50 firms are helping to create jobs thanks to a new government backed fund.

Business writer SABAH MEDDINGS reveals the investment plans of the first wave recipient businesses Share link shares Adam Soall, founder of Loads4Less. Picture: Submitted They are the elite of a new generation of businesses those with the entrepreneurial spark and growth ambitions to become the major players of tomorrow. And with previous alumni including Naked Wines, Seajacks and Go Ape – multi-million pound firms employing thousands of people across the country – the Future50 intake of 2016 have good reason to aim high.

Three of their number have been boosted by grants totalling 20,000 from the 1.2m Regional Growth Fund, which they will invest to fuelgrowth, upgrade equipment, create jobs and improve marketing. Progress Recruitment, Loads4Less and Netmatters are the first firms to secure the cash, with more than a dozen more grants in the pipeline. The grants are administered by business support organisation Nwes, which has been working with the Future50 firms to help them achieve new levels of growth.

Nwes senior business adviser Richard Voisey, pictured, said Future50 was about helping the businesses which were driving the economy in Norfolk and Suffolk. The money is intended to help them increase turnover and take on more employees. It s about the difference the grant makes, said Mr Voisey.

It allows them to do something they wouldn t necessarily have done without the grant. Having worked on this project since July last year, I have been really pleasantly surprised how many businesses out there in Norfolk and Suffolk who are really making things happen. But they re not necessarily singing from the rooftops to let people know what they are doing.

Chris and James Gulliver (left to right) of Netmatters. Picture: Submitted Coaching has helped businesses make the transition from being one-person start-ups to navigating the early days of employing people, with the added pressures of HR, management and payroll. A lot of the business I have been working with started off being kitchen table businesses and then have gone on to get premises and then staff, said Mr Voisey.

Progress Recruitment When Progress Recruitment managing director Laura Rycroft launched the business from her spare room in 2011, there was a stair gate at the door and she took calls while looking after her newborn baby boy. Now, five years on, the business employs 15 people and is about to move into bigger offices in its current home at Sapphire House in Roundtree Way, Norwich. Its turnover has reached 500,000, and staff numbers are set to grow over the next few months.

A Future50 grant for 6,300 has been put towards a new database – which cost 31,500 plus VAT – allowing recruitment staff to place more candidates in the automotive and logistics trade. The scheme has also helped find new business for the firm, with Progress Recruitment sourcing staff for fellow Future 50 company Lifeline24, and Lambda Films helping with promotion. In five years time I would like to be more established and doing well over 1m turnover, said Ms Rycroft, now a 34-year-old mum-of-two.

She used 10,000 of savings to launch the business, and said turnover was on target to reach 750,000 next year. The good thing with recruitment is if someone is being productive they should cover their own costs, she added. Many of Progress Recruitment s own staff come from an automotive background, which helps win new business across the UK.

I like the fact we know it in depth. We can see from a CV if they have the right qualifications. We fully register each candidate and discuss the job and where it is before we submit the CV.

She added: I didn t think we would be here when I was working in my spare room. Loads4Less A business which launched as a man-with-a-van venture six years ago with 500 and a rented van has developed a three-year plan to break the 1m turnover mark. Low-cost removals specialist Loads4Less, based in Canary Way, Norwich, wants to expand into Cambridge, and has hopes to reach across the UK in the next five years, according to founder and director Adam Soall.

Its 5,839 of Future50 funding has been used to extend its reach through digital marketing and contribute towards a new vehicle. Mr Soall, 36, also wants to employ someone to increase the company s profile on social media, and add a full-time administrator to the team. He has also received business coaching and help in developing the structure of the company from Nwes.

I went from being in the van and someone who was always manoeuvring things to all of a sudden being in charge of a load of people and in the office all the time, said Mr Soall. We have got around 10 to 12 people now. That should grow over the next year.

Mr Soall, a former landlord of the Spread Eagle pub in Sussex Street, said he was targeting a middle-class market who might be moving from a three-bedroom house. They don t need an 18-tonne lorry if they are moving half a mile down the road, he said. If you have to do two trips it s not far to go.

We are professional, we re good at what we do and we re still affordable. As the business expands, he said he hoped to save on carbon emissions by offering shared loads, which would also cut costs for customers. The business currently has a turnover of 420,000.

Netmatters Chris Gulliver, pictured below left, was working as head of IT for a group of companies when he decided to launch his own business in 2008. He agreed a deal to carve out web-design arm Netmatters from one of the firms, and was joined by brother James, below right, who was working as a freelance web developer. Within the first year the business grew to employ six people, with a turnover of 400,000.

Eight years later, it has just bought a third unit at its Wymondham base, and is using its Future50 grant of 5,026 to help pay for a disaster recovery suite – standby office space for businesses whose own offices are unusable for a period of time. It also employs 37 people, and has plans to grow to 45 by the end of the year. Managing director Chris, 36, said: We will probably get up to about 50 staff.

We work across all industries, so it might be a case of consolidating and specialising in some areas. Turnover has also increased to 2.5m, up from 1.8m last year, with growth coming from new and existing customers. There s a lot of opportunity to cross-sell, he said.

A business might come in for some digital marketing and might want some IT or design as well. A lot of work goes into new customers, so we want to maximise the ones we have got. Is your business experiencing fast growth?

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